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DPIIT Registered · RBI Compliant · Telangana Chit Funds Act

Save Together,
Win Together

India's most transparent digital chit fund. Join 12,500+ members earning up to ₹80,000 in dividends every year — fully online, fully safe.

RBI Compliant Instant KYC Bank-grade Security
Assure Chit Funds App
Simple 3-Step Process

From Sign-Up to First Dividend

No branch visits. No paperwork. Just your phone and 5 minutes.

1
Verify Your Identity

Complete e-KYC with PAN + DigiLocker in under 5 minutes. 100% digital — no branch visit or physical documents required.

✓ Done in under 5 minutes
2
Pick Your Chit Group

Browse open chit groups with available seats. See tickets, instalment amount, chit value, start date and area — filter just like online shopping.

📊 50+ groups available
3
Bid, Win & Get Paid

Join live transparent auctions each month. The lowest bidder wins the prize pot — everyone else earns a dividend. Payouts hit your bank automatically.

💰 Same-day bank payout
Smart Chit Matcher

Find the Right Chit for Your Income

Tell us your monthly income and goal — we'll match you to the perfect scheme instantly.

Monthly Income
Savings Goal
Preferred Duration
Your City / Area
✅ Recommended Chit Plans for You:
Live Auctions

Every Month, a Fair &
Transparent Auction

No fixed winner. No bias. The member who accepts the lowest discount gets the prize pot. Everyone else earns a dividend.

📺 Live video streaming ⏰ Real-time countdown 📱 Bid from mobile ✅ Court-registered minutes
Live Auction
Why Assure?

Built for Trust. Built for India.

Everything you'd want in a chit fund — transparency, digital-first, regulated, and fair.

Government Registered

Registered under Telangana Chit Funds Act, 1971. Annual audit reports published online for complete transparency.

100% Transparent Auctions

Every auction recorded and uploaded. Court-registered chit minutes. No secret deals or pre-arranged winners.

Bank-grade Security

256-bit SSL, 2FA authentication, SBI-powered payment rails. Your money and data are always protected.

Instant Digital Payouts

Win the auction? Amount hits your bank same day via NEFT/IMPS. Dividends auto-credited to all others.

Chit Schemes

Plans for Every Budget

From small savers to big investors — there's an Assure scheme for your goals.

WEB DASHBOARD

Powerful Tools at Your Fingertips

Everything you need to manage, track and grow your chit savings — all in one secure, fully digital web dashboard.

Live Auction Room
⏳ 04:32 remaining
M. Ravi₹68,000
S. Priya₹71,500
K. Anand₹74,000
Place Bid

Live Auction Board

Bid in real-time monthly auctions from anywhere. Track live bids, countdown timer, and instant results — fully transparent and court-recorded.

Dividend Analytics
₹4,200
This Month
+18%
vs Last Month

Dividend Analytics

See your month-wise dividend earnings, auction performance and projected returns in one clear, visual dashboard with charts.

My Documents
📄
Chit Agreement
✔ Signed Digitally
📋
KYC Document
✔ Verified
🏠
Bank Mandate
⏳ Processing

e-Chit Agreement

Sign your chit agreement online, download your certificate, check KYC status and manage all legal documents from one place.

Payment History
Jun ’25₹5,000
May ’25₹4,800
Jul ’25₹5,000Due 5 Jul

Payment History

View every instalment paid, upcoming dues and dividend credits. Pay securely online via UPI, net banking or card — with auto-reminders.

Family & Nominees
S
Sunita Devi
Spouse · Primary Nominee
A
Arjun Kumar
Son · Secondary Nominee
+ Add Nominee

Nominee Management

Add family members as nominees, set access levels and ensure your chit benefits safely transfer to your loved ones when needed.

Support Center
#1042
Payment not reflected
Resolved
#1051
Auction date query
Open
New Ticket

24/7 Support Ticket

Raise support tickets, track resolution status and chat with our team any time. Average response time under 2 hours.

Chit Calculators

Know Your Earnings Before You Join

Use our calculators to plan your chit fund investment smartly.

Monthly Instalment
Avg Monthly Dividend
Total Dividend Earned

*Estimates based on average auction patterns. Actual results may vary.

Ideal Chit Value
Max Prize Pot
Est. Dividend/Month
FD Returns (6.5% p.a.)
Chit Returns (10% p.a.)
Extra Earnings with Chit

*Based on estimated 8-12% effective annual returns from chit dividends.

Member Stories

Loved by 12,500+ Members Across Telangana

Real people. Real savings. Real results.

★★★★★

"I joined the ₹2 lakh Gold scheme 18 months ago. Won the auction in month 6 and used it to pay off my car loan. Still earning dividends every month!"

RK
Ramesh Kumar
Hyderabad · Gold Member 18 months
★★★★★

"So much better than an FD! My ₹5 lakh Diamond chit pays me ₹4,200 every month just as dividend. And the app makes everything so transparent."

SP
Sunitha Patel
Warangal · Diamond Member 22 months
★★★★★

"Started with the ₹25,000 Starter plan. Now I'm in three chit groups. The live auction feature is amazing — I bid from my office and won!"

MR
Mohammed Rafi
Karimnagar · Multi-Group Member
★★★★★

"As a teacher, I save ₹2,000 every month. The ₹2 lakh Gold chit helped me fund my daughter's engineering admission. Thank you Assure!"

LN
Lakshmi Narayana
Nizamabad · Scholar Chit Member
Refer a Friend, Save on Your Next Chit!

Share your referral link or code with a friend. When they join any chit group and pay their first instalment, ₹100 is automatically deducted from your next month's chit payment — every referral, no limit.

Get My Referral Link
🔗
Share Your Link or Code
👥
Friend Joins & Pays First Chit
💰
₹100 Off Your Next Month
🏆
Refer more, save more every month!
Every successful referral gives you ₹100 off your next instalment — automatically deducted at month end.
Green Initiative

Every Member Plants a Tree 🌿

For every new member who joins Assure, we plant one tree in Telangana on their behalf. Growing our community means growing our planet.

12,500
Trees Planted & Growing
8+
States Covered
3 tons
CO₂ Offset/Year
100%
Verified Planting
2026
Goal: 50K Trees
🌳🌿🍎🌲🍄
How It Works
1
You join any Assure Chit Scheme
2
We plant 1 tree in your name in Telangana
3
Receive your Tree Certificate via email
4
Track your tree’s growth in our app
Join & Plant Your Tree →
FAQ

Frequently Asked Questions

Everything you need to know before you join Assure Chit Funds.

What is a chit fund and how does it work?
A chit fund is a rotating savings & credit scheme. A group of members pool a fixed amount monthly (e.g. 20 members x ₹5,000 = ₹1 lakh/month). Each month, an auction decides who gets the prize pot. The person who accepts the lowest amount wins the pot. The discount they accept is divided among other members as dividend. The process repeats till every member has received once.
Is Assure Chit Funds legal and government registered?
Yes, absolutely. We are registered under the Telangana Chit Funds Act, 1971 and comply with the Chit Funds Act, 1982 (Central). We are DPIIT Startup India recognised and RBI compliant. Our registration details and annual audit reports are publicly available on our website.
How much can I earn as dividend per month?
Dividend depends on the auction discount. Historically, winning bids in our groups average a 25-35% discount. For a ₹5 lakh chit with 24 members, a 30% discount (₹1.5L) divided by 24 = ₹6,250 dividend for each member in that month. Use our Dividend Calculator above to estimate your earnings.
Can I join if I don't have a high CIBIL score?
Yes! While we prefer 650+ CIBIL, it is not mandatory for all schemes. Our Starter and Silver chits have relaxed eligibility. Regular participation in our chit fund also helps improve your CIBIL score over time by demonstrating consistent repayment behaviour.
What happens if I miss a monthly instalment?
You have a 5-day grace period after the due date. After that, a nominal late fee applies (as per your chit agreement). If you miss 3 consecutive months, your membership may be suspended. We recommend enabling Auto-Pay in the app to never miss a payment.
How do I receive my prize money or dividend?
Prize money (if you win the auction) is transferred to your registered bank account within the same business day via NEFT/IMPS. Monthly dividends are auto-credited to all member accounts within 3 business days of the auction date.

Download the Assure App

Everything about your chit — auctions, dividends, payments, support — in one powerful, secure app. Free download on iOS and Android.

📱 QR Code
Scan to download instantly
🤖 Assure Assistant
Ask me anything about chit funds
👋 Hi! I'm Assure's assistant. I can help with chit funds, schemes, auctions & more. What would you like to know?